CONSUMERS

BUYERS

• Why Title Insurance? Unlike all other insurances that protect you from future claims, Title Insurance is designed to protect the policy holder against losses due to unknown defects that are unrecoverable from public records such as forgery, fraud, and liens. SMART TITLE INSURANCE COMPANY gives you the certainty that the seller is the outright owner of the property and can convey the property to you free and clear of any damaging issues.

• Is Title Insurance required?  If you are financing the purchase of your home the lender will require that you obtain a Title Insurance Policy.

• How much does Title Insurance cost? The Department of Banking and Insurance strictly regulates the  cost of Title Insurance in the State of New Jersey.  The cost is only paid once and typically gets paid through your closing costs at the time of closing.  The price of the policy varies based on the purchase price of the property. There are no renewal premiums.

• How long am I protected?  There is no expiration date on the policy.  Protection lasts as long as you, or your heirs, maintain an interest in the property.
  
  INVESTORS

• Sheriff Sale and Foreclosure Searches

• Search Only and Property Look-ups
  
  SELLERS

• Preparing to sell? SMART TITLE INSURANCE COMPANY will work with you to clear up any liens and prepare closing documents to ensure a seamless transaction for you and your future buyer.  We deliver best in class service with competitive rates.
  
  
  BUYER AND SELLER BENEFITS WITH SMART TITLE INSURANCE COMPANY:

• Single point of contact with designated Account Executive

• Efficient Communication - Available 24/7

• Timely service to meet your deadlines

• Contract Upload capability or drop off

• Free Quotes (CLICK HERE to use our Title Insurance Rate Calculator)